Traveling through life . . .

“The stream had grown up, so that it was almost a river…for it knew now where it was going, and it said to itself, ‘there is no hurry. We shall get there someday.’” A.A. Milne, from “The House at Pooh Corner.”  

Not too early to plan!!

It seems crazy, I know.  Believe it or not, it isn’t too early to begin planning for the annual enrollment period.  If you can imagine, I already have started making appointments.  October 15 – December 7, 2012 is the time frame to make any changes for 2013 plans.  As agents, we will go through our […]

Universal Life Insurance

An interesting statistic that I learned this week which fits right into much of the work I have been doing lately.  According to a recent study, over 89% of the Universal Life Insurance policies that were sold do not ever pay a death benefit.  These policies are surrendered or permitted to lapse due to either […]

Medico Dental, Vision and Hearing Plan

Great Dental, Vision and Hearing coverage!   The rates on this plan are going up on March 1, 2012, so if you need dental, vision and hearing coverage no is the time to sign up for Medico’s plan.   There is a household discount of 10%, great rates and you can see any dentist as there are […]

Happy New Year!!

The new year is off to a great start here at Daniel Insurance.   Following an extremely busy annual enrollment period for Medicare in the last quarter of 2011 and a new hip in December, I am off to a very busy start in 2012.   Two concerns that many of my clients have seem to be […]

Annual Enrollment Period for Medicare Beneficiaries

Hard to believe, but the Annual Enrollment Period is upon us!!   We are off and rolling with reviewing plans and helping Medicare Beneficiaries decide which plan is best for them.  This year the time to do this is October 15 – December 7th.  You are locked in to your plan for 2012 after December 7, […]

Open Enrollment Period Fast Approaching

The annual Open Enrollment Period (OEP) for Medicare beneficiaries is fast approaching.   This year the OEP is October 15th – December 7th. It is a very busy time of year for me.  I am meeting with many people to review coverage and to outline the new plans available to make sure that each individual has […]

Finding a Kindred Spirit

I went to see a Doctor last week for a minor injury.  In the process of the “getting to know you” phase of our appointment, this Doctor inquired what I did professionally. When I told him that I was in the insurance business and that I specialized in life and health insurance, he shared his […]

September is Life Insurance Awareness Month

September is Life Insurance Awareness Month!!  I am sure you are wondering why I am bothering to tell you this.   Life insurance can serve many purposes, and I wanted to make sure that you are aware of its importance. Paying any final expenses when you pass on is an obvious advantage to your loved ones […]