Annuities can be cheaper hedge against longevity risk
Annuities and other guaranteed income products hedge longevity risk 25% to 40% cheaper than do-it-yourself portfolio optimization strategies, writes Bob Seawright. “Thus retirees who purchase an income annuity assure themselves a higher level of consumption and guarantee it as well,” he writes. Research magazine (9/2015) Bob Seawright, Chief Investment and Information Officer of Madison Avenue […]
Market Volatility and Timing
When the market takes a dive it can be very scary. Depending on the timeline of your planned retirement, a drop in the market can have little impact on your overall bottom line. Unfortunately the closer you are to your retirement years the less you can afford to withstand these downward swings. There are wonderful […]
Do you have a legal will?
Fantastic place to get a legal will written for FREE!!! Willing is going to help you get it done. It is NEVER too early to get your stuff in order. Make sure you have a legal will for the benefit of your family and loved ones. Please contact Elise if you need help with your retirement […]
Zip line Idaho!
An inspirational story
An Inspiration I was lucky enough to take advantage of the traveling StoryCorps trailer being here in Boise, Idaho. I took the opportunity to interview my dear friend, Larry McCauley. An excerpt from my interview with Twin Falls resident is available to hear through this link.
Great financial advise from one of my favorite shows, Downton Abbey.
Eight wise money lessons for all of us from the characters and storyline of Downton Abbey can be read here: http://www.forbes.com/sites/nextavenue/2013/02/14/downton-abbeys-8-money-lessons-for-all-of-us/ I have enjoyed watching this season of Downton Abbey, though the finale did shock me! In a nut shell: 1) never put all of your eggs in one basket 2) if it sounds too […]
Photo Journal of our Northwest Journey this summer.
Amazing visits with clients and friends on our journey through the Northwest. One of the many things that I love about my business practice is making new friends and sharing new experiences in life!! Click here to view this photo book larger Shutterfly allows you to customize your photo book just the way you want.
Long Term Care – Do you understand the need?
I ran across the following stats at Morningstar (http://news.morningstar.com/articlenet/article.aspx?id=564139). Click on any of the underlined words to get more information on that factoid. 37 million: Number of Americans age 65 or older in 2005. 81 million: Expected number of Americans age 65 or older in 2050. 9 million: The number of Americans over age […]
Summer is officially over!
I cannot believe how fast the summer has flown by!! My son and I just returned from a fantastic road trip through the Northwest which was just the thing to get me rejuvenated for upcoming Annual Enrollment Period for Medicare. School starts for me on Monday the 20th and for my son the following Monday […]
Great Press!
I had a busy week this past week! And I really enjoyed a day up in the Wood River Valley seeing old clients and meeting new ones. I had the pleasure of running across two articles in the local papers on clients that I have worked with. It was refreshing to get to know them […]