When the market takes a dive it can be very scary.  Depending on the timeline of your planned retirement, a drop in the market can have little impact on your overall bottom line.  Unfortunately the closer you are to your retirement years the less you can afford to withstand these downward swings.  There are wonderful financial products on the market that protect you from market downturns as well as guaranteeing you an income for life.  If you would like to find out more about some of these products, call Elise at (208)590-2606.