Confused about Medicare?
Let me help! I have a great tool with easy to understand videos that can give you a start on sorting through the Medicare options. If you are turning 65 or nearing retirement you are likely to be bombarded by mail and phone calls. Take a minute to watch some of my videos to make […]
Life.
The Final Loving Act
Visiting with clients during the Annual Enrollment Period
Qualified Long-term care premiums are tax deductible
IRS Issues Long-Term Care Premium Deductibility Limits for 2016 The Internal Revenue Service (IRS) is increasing the amount taxpayers can deduct from their 2016 taxes as a result of buying long-term care insurance. Premiums for “qualified” long-term care insurance policies (see explanation below) are tax deductible to the extent that they, along with other unreimbursed […]
Annuities can be cheaper hedge against longevity risk
Annuities and other guaranteed income products hedge longevity risk 25% to 40% cheaper than do-it-yourself portfolio optimization strategies, writes Bob Seawright. “Thus retirees who purchase an income annuity assure themselves a higher level of consumption and guarantee it as well,” he writes. Research magazine (9/2015) Bob Seawright, Chief Investment and Information Officer of Madison Avenue […]
Market Volatility and Timing
When the market takes a dive it can be very scary. Depending on the timeline of your planned retirement, a drop in the market can have little impact on your overall bottom line. Unfortunately the closer you are to your retirement years the less you can afford to withstand these downward swings. There are wonderful […]
Do you have a legal will?
Fantastic place to get a legal will written for FREE!!! Willing is going to help you get it done. It is NEVER too early to get your stuff in order. Make sure you have a legal will for the benefit of your family and loved ones. Please contact Elise if you need help with your retirement […]
Zip line Idaho!
An inspirational story
An Inspiration I was lucky enough to take advantage of the traveling StoryCorps trailer being here in Boise, Idaho. I took the opportunity to interview my dear friend, Larry McCauley. An excerpt from my interview with Twin Falls resident is available to hear through this link.
Great financial advise from one of my favorite shows, Downton Abbey.
Eight wise money lessons for all of us from the characters and storyline of Downton Abbey can be read here: http://www.forbes.com/sites/nextavenue/2013/02/14/downton-abbeys-8-money-lessons-for-all-of-us/ I have enjoyed watching this season of Downton Abbey, though the finale did shock me! In a nut shell: 1) never put all of your eggs in one basket 2) if it sounds too […]