More about Holly!

As we mentioned last week, Daniel Insurance has a newly licensed agent who is also acting as Elise’s administrative assistant! Holly is already a great member of the team who helps keep everything running smoothly for Elise.  She may be helping you with appointment scheduling, getting you any needed plan materials, and assisting with any […]

Additional resources for learning about life insurance

Here are some more resources for learning about life insurance. These have also been added under the Life Insurance button on the website.  That button can be accessed under the ‘Services Offered’ tab at the top of the website.  In this document, you can see more of the many uses for life insurance: Why Life Insurance […]

September is Life Insurance Awareness Month.

An insurance industry-wide campaign led by the nonprofit Life Happens, Life Insurance Awareness Month is a yearly initiative designed to educate the public on the need for life insurance. Life insurance is a type of insurance that can ensure your family’s financial security if you pass away. Anyone who relies on you financially would benefit […]

Managing assets for a long life after retirement

Retirement is something many people look forward to. The idea of life without stressful work with time to pursue hobbies, travel, and enjoy life is certainly appealing. There are some barriers to achieving retirement, though, the most obvious of which being monetary. Even after retirement, the stress of potentially running out of money due to […]

Preventive Care During the Pandemic

Are you tired of hearing about the pandemic? Unfortunately, the pandemic is not going anywhere quite yet, and it is continuing to vastly change our daily and long-term lives–especially in the context of healthcare. You have likely heard about preventive care, or medical care received to prevent disease and illness. This type of care is […]

Benefits of Medicare Advantage Plans

Although we did touch on Medicare Advantage plans in an earlier post while talking about value-based care, it seemed important to continue to explain what exactly makes Advantage plans so great. First, it is important to recognize how access to Advantage plans has improved nationwide; “In 2020, 99% of Medicare beneficiaries have access to at […]

CD (Certificate of Deposit) Replacement Annuities

Bank CDs have historically been considered to be some of the safest investments available. For retirees in particular, investments need to be wise to avoid losing money. Bank CDs, for example, are federally insured if the bank fails. However, Multi-Year Guaranteed Annuities (MYGAs) can be a great alternative to these investments. CDs and MYGAs both […]

Value-based care in Medicare Advantage Plans

In our last post, we discussed the shift in the healthcare industry from fee-for-service to value-based care. However, Medicare advantage plans oriented toward value-based care do already exist. This is manifested through what are known as ‘star ratings’ of plans. Medicare Advantage Plans and Part D Plans are scored by Medicare on how they perform […]

COVID-19 continues the shift from fee-for-service to value-based care

The new coronavirus pandemic is accelerating the change in how healthcare is being delivered. One of the most interesting shifts is in how the healthcare system is being compensated. First, it is important to understand what the two major concepts (‘fee-for-service’ and ‘value-based care’) mean. Fee-for-service is defined by HealthCare.gov as ‘a method in which […]