I have had the pleasure of helping quite a few young families get their life insurance updated and in place this spring.  It may be time to reassess your needs, update beneficiaries, and possibly get life insurance in place.  Young families are MOST at need...

“43.3% of Americans have less than $500 set aside for a financial emergency” – MyBankTracker.com :( “14.5% of Americans don’t even know what an emergency fund is.” – MyBankTracker.com :( :( “Americans are dying with an average of $62,000 of debt” – CBSNews.com :( :( :( “Traditional burials average $7,360 and two-thirds of Americans have not...

I have received many calls in the past 6 weeks about aggressive insurance agents trying to schedule appointments with my clients.  In most cases, what these agents are doing is actually against the law and violates CMS codes related to marketing.  I highly encourage you...

The New Medicare Card mailing is complete! Everyone currently on Medicare should have their new card with the randomly-generated Medicare number replacing Social Security Numbers on Medicare cards and in Medicare systems. This number is also known as the Medicare Beneficiary Identifier (MBI). The biggest reason...

Healthcare reform is complicated. There has been a quiet, steady rise in employer coverage (call it group coverage) which is the largest insured group in the United States. Medicaid coverage comes in second, Medicare third, and then individuals who have to purchase their own insurance plan. While...

There is great value in having an independent agent at your fingertips. At absolutely no cost to you, you have a local advocate when you need it most. I am here to assist you each and every year in evaluating new plans and plan changes...