2025 Medicare Part B Cost

Please refer to the following chart to see the income-related monthly adjustment amount (IRMAA) along with the resulting total Medicare Part B premiums for individuals in 2025.  

Avoid Covid-19 scams

Avoid COVID-19 scams   Have you gotten robocalls, text messages, or emails offering COVID-19 tests in exchange for your Medicare Number? Be careful! Scammers are selling fake and unauthorized at-home COVID-19 test kits in exchange for your personal or medical information. Do not give out your Medicare Number for COVID-19 test kits! Make sure to purchase FDA-approved COVID-19 test […]

Beware: Misleading advertising by national marketing companies

National marketing companies have been advertising heavily recently, and much of what has been advertised does not pertain to the state of Idaho. Therefore, these ads can be very misleading to the Idaho public. For example, there are no Medicare Advantage Plans in the state of Idaho offering a full Part B buyback ($144). This […]

The Annual Enrollment Period is Ending December 7th

This year has been a lot different due to the pandemic, but I’ve still helped countless people find the plan best for them and reassessed the available options for many other clients during this Annual Enrollment Period. It has gone by fast; there are only a few days left. The AEP ends on December 7th […]

Medicare Advantage Plans in 2021

It’s likely that you have heard about Medicare Advantage Plans at this point. They are a type of private Medicare insurance that also represents the shift toward value-based care in the American healthcare system. Providers are given incentives to improve ‘quality outcomes’ rather than simply provide a high volume of services. This is good news […]

CMS Press Release on 2021 Medicare Premiums

A few days ago, CMS put out a press release outlining the monthly premiums for Medicare in 2021. Changes in premiums from year to year are always a concern for those on Medicare, and it was also projected that Medicare spending would increase in 2021 due to various factors caused by the pandemic. Luckily, Medicare […]

Important Legal Documents for Retirees

The Transamerica Center for Retirement Studies released its 20th annual Retirement Survey of Retirees this month. The survey contains many interesting retiree statistics and insights. Something that particularly stood out in the survey was the section regarding legal documentation. The survey (carried out in June 2020) revealed that many retirees lack some of the most […]

Social Security: When to start collecting

Social security is a form of insurance. Managed by the Social Security Administration, it is issued to many Americans. Today, we will talk about Social Security retirement benefits. You may be able to receive Social Security as early as age 62. Unfortunately, doing so can reduce your overall benefits. First, it is important to understand […]

Additional resources for learning about life insurance

Here are some more resources for learning about life insurance. These have also been added under the Life Insurance button on the website.  That button can be accessed under the ‘Services Offered’ tab at the top of the website.  In this document, you can see more of the many uses for life insurance: Why Life Insurance […]