New to Medicare?
When you initially become eligible to go onto Medicare Insurance it is very confusing to say the very least!! As you are trying to understand a very complicated system and how to get the best coverage for your own personal situation, you are bombarded by mail, phone calls and even people knocking on your door […]
Elise Ann Daniel, AFC®
Elise is now officially an Accredited Financial Counselor. AFC Cert If you or anyone you know would like to sit down with a Financial Counselor to discuss their current situation or simply make concrete plans to achieve financial goals, please contact Elise to schedule an appointment. Elise is dedicated to learning and continuing to offer clients […]
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Use of short-term health insurance to be curtailed
Soon 3 month limit on obtaining short-term policies According to Jordon Rau of Kaiser Health News, (click the above link to read) soon there will be limits put on obtaining short-term medical policies. Currently, short-term policies do not offer comprehensive coverage and they also do not qualify as minimum essential coverage which means you will still […]
Medicare Planning IS Financial Planning
As most of us know, healthcare costs are one of the largest drains on a retirees budget. And as a matter of fact, medical costs are the number one cause of senior bankruptcy in the United States. Making sure you have the right Medicare coverage for your personal situation is a key part of your financial […]
Housing debt can invade your retirement
Research shows concerns about housing debt as people enter retirement. At one time in our recent past, most people retired with no housing debt. Getting the house paid off was one of the important considerations to retirement. Today many couples retire with housing debt and some even buy a home and take on debt as […]
Confused about Medicare?
Let me help! I have a great tool with easy to understand videos that can give you a start on sorting through the Medicare options. If you are turning 65 or nearing retirement you are likely to be bombarded by mail and phone calls. Take a minute to watch some of my videos to make […]
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The Final Loving Act
Visiting with clients during the Annual Enrollment Period
Qualified Long-term care premiums are tax deductible
IRS Issues Long-Term Care Premium Deductibility Limits for 2016 The Internal Revenue Service (IRS) is increasing the amount taxpayers can deduct from their 2016 taxes as a result of buying long-term care insurance. Premiums for “qualified” long-term care insurance policies (see explanation below) are tax deductible to the extent that they, along with other unreimbursed […]