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Life Insurance

Life insurance may be one of the most important purchases you will ever make.  In the event of a tragedy, life insurance proceeds can help to pay off your debt, pay your bills, and protect your spouse’s retirement plans.   All of the future needs of your family can be paid for with a well thought out life insurance plan.

It is critical to plan while you are still young and in good health.  Whole life insurance not only protects your family but is a great investment tool to be used in your retirement planning.  Most people combine a whole life policy with term insurance to create the best protection for their family.   Rates for term insurance are at an all-time low.   I offer term insurance (20 to 30-year terms) with full return of premium at the end of the term.

Let me work with you to create a plan to make sure that your family has the support and coverage that they need to provide for them.   I can help you find the right policy to fit your circumstances and stage in life.

Here are some additional tools and documents that might help you understand the need for life insurance:

In this document, you can see more of the many uses for life insurance: Why Life Insurance Now 

In this document, you can create a rough estimate of the amount of life insurance you might need: Detailed Needs Analysis 

Feel free to contact Elise at (208)918-0201 or email her at danielinsuranceidaho@gmail.com with questions or to schedule your free consultation on life insurance.