Individual and Small Group Health Insurance

Health insurance is a critical piece of your financial planning. It is important to have adequate coverage to protect your assets. In today’s confusing atmosphere of individual health insurance options it is important to have an advocate helping you determine the best plan for your circumstance.

If you qualify for a subsidy you must apply through Your Health Idaho to receive both the Advanced Premium Tax Credit (APTC) and the Cost Sharing Reduction (CSR). Elise can help you through the process and then select the best plan for your individual needs.

Many people can benefit from the use of an Idaho MSA which reduces state taxes as well as an HSA which can reduce Federal taxes.  Elise can also help you determine if these are beneficial and give you details on how to set both up.

With the rising cost of healthcare it is essential to review options each year.  Feel free to call Elise to schedule an appointment for a review.